Indian Overseas Bank (IOB) has officially released a notification for the recruitment of 250 Local Bank Officer (LBO) posts. This recruitment is being conducted under the Junior Management Grade Scale-I (JMGS-I) cadre, and selected candidates will be appointed as Assistant Managers.
If you are a graduate from a recognized university, you are eligible to apply for this recruitment. The online application process started on August 8, 2026, and will continue until August 24, 2026. In this article, we will provide you with all the important information related to this recruitment so that you can apply without any hassle.
IOB Local Bank Officer Recruitment 2026 – Overview
| Particulars | Details |
|---|---|
| Organization | Indian Overseas Bank (IOB) |
| Post Name | Local Bank Officer (LBO) |
| Grade | Junior Management Grade Scale-I (JMGS-I) |
| Total Vacancies | 250 |
| Application Mode | Online |
| Application Start Date | August 8, 2026 |
| Application Last Date | August 24, 2026 |
| Selection Process | Online Exam, Language Proficiency Test, Interview |
| Place of Posting | State applied for |
| Official Website | www.iob.in |
Vacancy Details
This recruitment is state-wise, meaning selected candidates will be posted in the same state they applied for. Candidates must be proficient in the local language of the state they choose while applying.
State-Wise Vacancy Breakdown
| State | Local Language | Total Posts | SC | ST | OBC | EWS | UR |
|---|---|---|---|---|---|---|---|
| Tamil Nadu | Tamil | 100 | 15 | 6 | 33 | 9 | 37 |
| Karnataka | Kannada | 50 | 8 | 3 | 16 | 4 | 19 |
| Maharashtra | Marathi | 50 | 7 | 4 | 15 | 5 | 19 |
| Gujarat | Gujarati | 50 | 6 | 5 | 16 | 4 | 19 |
| Total | 250 | 36 | 18 | 80 | 22 | 94 |
Important: You can apply for only one state. So, choose your preferred state carefully and make sure you are proficient in its local language.
Eligibility Details
Before applying, you must carefully read all the eligibility criteria. The cut-off date for calculating eligibility is August 1, 2026.
Qualification Details
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Educational Qualification: Candidates must have a Bachelor’s Degree (Graduation) in any discipline from a university recognized by the Government of India.
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Local Language Proficiency: Candidates must be able to read, write, and speak the local language of the state for which they are applying.
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Exemption: Candidates who have studied the local language as a subject in their 10th or 12th standard are exempted from the Language Proficiency Test (LPT).
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Mandatory LPT: Others must qualify in the Language Proficiency Test conducted by the bank. Failing to do so will lead to disqualification.
Age Limit
| Category | Age Limit |
|---|---|
| Minimum Age | 20 years |
| Maximum Age (General) | 30 years |
| OBC (Non-Creamy Layer) | 33 years (3 years relaxation) |
| SC/ST | 35 years (5 years relaxation) |
| PwBD | 40 years (10 years relaxation) |
Age Calculation: As of August 1, 2026. Candidates born between August 2, 1996, and August 1, 2006, are eligible to apply.
Application Fee
The application fee is non-refundable and can be paid online via Net Banking, Credit Card, Debit Card, or UPI.
| Category | Application Fee |
|---|---|
| General / OBC / EWS | ₹850 |
| SC / ST / PwBD | ₹175 |
Salary Details
Selected candidates will be appointed as Assistant Manager (Scale-I) and will receive an attractive salary package.
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Pay Scale: ₹48,480 – ₹85,920 per month
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Basic Pay: ₹48,480 – 2,000/7 – 62,480 – 2,340/2 – 67,160 – 2,680/7 – 85,920
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Allowances: In addition to the basic pay, candidates will receive Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), and other perks as per bank rules.
Total Monthly Emoluments (approx.): Around ₹80,000 – ₹90,000 per month (including allowances).
Selection Process
The selection process consists of multiple stages to ensure the most suitable candidates are chosen.
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Online Examination: A computer-based objective test.
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Language Proficiency Test (LPT): To assess proficiency in the state’s local language.
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Personal Interview: Shortlisted candidates will be called for an interview.
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Document Verification: Final verification of all documents.
Final Merit List: Based on the combined scores of the Online Examination (80% weightage) and the Personal Interview (20% weightage).
Online Examination Pattern
| Subject | Number of Questions | Maximum Marks | Duration |
|---|---|---|---|
| Reasoning & Computer Aptitude | 30 | 60 | 60 minutes (combined) |
| Data Analysis & Interpretation | 30 | 60 | 60 minutes (combined) |
| General / Economy / Banking Awareness | 40 | 40 | 30 minutes |
| English Language | 40 | 40 | 30 minutes |
| Total | 140 | 200 | 3 hours |
Important Notes:
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Negative Marking: 1/4th (0.25) marks deducted for each wrong answer.
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Qualifying Marks: General/EWS/OBC – 35%; SC/ST/PwBD – 30% (aggregate).
How to Apply – Step-by-Step Guide
Follow the steps below to apply online for IOB Local Bank Officer Recruitment 2026:
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Visit the Official Website: Go to www.iob.in.
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Navigate to Careers: Click on the “Careers” section on the homepage.
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Find the Notification: Look for the link “Recruitment of Local Bank Officers 2026-27” and click on it.
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Read the Notification: Carefully read the detailed official notification to understand all instructions.
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Click on Apply Online: Proceed to the online application portal.
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New Registration: Click on “New Registration” and provide your name, mobile number, and email ID. You will receive a Registration Number and Password.
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Fill the Application Form: Log in with your credentials and fill out the application form with accurate personal, educational, and other details.
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Select Your State: Choose the state you want to apply for. Remember – you can select only one state.
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Upload Documents: Upload a scanned photograph and signature as per the specified format and size.
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Pay the Application Fee: Pay the required fee through the online payment gateway.
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Submit and Print: After successful payment, submit the form. Take a printout of the final application for future reference.
Important Dates
| Event | Date |
|---|---|
| Notification Release Date | August 7, 2026 |
| Online Application Start Date | August 8, 2026 |
| Last Date to Apply Online | August 24, 2026 |
| Last Date for Fee Payment | August 24, 2026 |
| Last Date for Printing Application | September 8, 2026 |
| Online Examination Date | To be announced on the official website |
Important Links
| Link Type | Access |
|---|---|
| Official Website | www.iob.in |
| Apply Online | Clich Here |
| Official Notification PDF | PDF LINK |
Final Tips for Applicants
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Read the official notification carefully before filling the application form.
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Keep all your documents ready – including photograph, signature, educational certificates, and ID proof.
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Fill the application form with correct details. Mistakes may lead to rejection.
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Pay the application fee only through the official portal.
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Keep a printout of the application form and fee receipt for future reference.
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Start your preparation early for the online examination. Focus on reasoning, quantitative aptitude, banking awareness, and English.
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Practice mock tests to improve speed and accuracy.
Frequently Asked Questions (FAQs)
Q1: Can I apply for more than one state?
No. You can apply for only one state. Choose wisely.
Q2: Is the Local Language Test compulsory?
Yes, unless you have studied the local language in Class 10 or 12. If you haven’t, you must qualify in the Language Proficiency Test.
Q3: What is the salary for IOB Local Bank Officer?
The pay scale is ₹48,480 – ₹85,920 per month, plus DA, HRA, CCA, and other allowances.
Q4: Is there any negative marking in the exam?
Yes, 1/4th mark is deducted for every wrong answer.
Q5: What is the last date to apply?
The last date to apply online is August 24, 2026.
IOB Local Bank Officer Recruitment 2026 is a golden opportunity for graduates who want to build a career in the public sector banking industry. With 250 vacancies across Tamil Nadu, Karnataka, Maharashtra, and Gujarat, this recruitment offers job security, good salary, and career growth.